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All agents are NOT alike! Find out why we are top real estate experts. Call either Linda 402-680-2875 or Pat 402-681-0300.

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Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"We sold a rental property and it was a quick sale and we received close to our asking price..."
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts like The Lichter Team. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Omaha, Papillion and Bellevue real estate experts, it's our job to guide you, from beginning to end. 

Have you heard about the tax credit for first time homebuyers of up to $8000? We know that it is almost impossible for you not to have heard about it by now.  

On November 6th, 2009 President Obama signed a bill that extended the tax credit until April 30th, 2009. The one exciting feature about this new bill is that as long as your purchase agreement was written by April 30th you will have until July 1st to close on the home. Most homes are able to close within 30 days of an accepted contract. The tax credit amount is still 10% of the purchase price of the home up to $8000. To be considered a first-time homebuyer you must not have owned a home within the last three years. There are some income limits that apply: $125,000 for single buyers and $225,000 for couples.
Information on the New Tax Credit
Frequently Asked Questions Regarding Tax Credit 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in Omaha, Papillion and Bellevue, Nebraska
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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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The Lichter Team, REALTOR®, real estate agent and broker for Omaha, Papillion and Bellevue, Nebraska home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lichter Team
NP Dodge

16909 Lakeside Hills Plaze, Suite 119
Omaha, NE 68130
Linda Ciochon-Lichter: 402-680-2875
Pat Lichter: 402-681-0300
Amanda Casson: 402-680-1968
Information: TheLichterTeam@NUMBER1EXPERT.com

As one of the top teams in Omaha and the surrounding area we are able to provide one of the most well rounded marketing plans that will help get your home SOLD. Whether it's your first move or your last don't make another with The Lichter Team. We bring good neighbors together.

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